Our Guaranteed Investment Certificates (GIC)

A Secure Way To Grow Your Savings

We provide a range of Guaranteed Investment Certificates (GICs) and a High Interest Savings Account (HISA) for both personal and commercial needs, offering guaranteed returns and competitive rates. In addition, each deposit is available through either Home Trust Company or Home Bank, both of which are separate members of the Canada Deposit Insurance Corporation (CDIC).

Product

Term

Plan Availability and Minimum Deposits

Short Term GIC
(non-redeemable)

Non-registered: 30-365 days
RSP: 90-365 days

Non-registered:
RSP:

$5,000
$2,500

1 Year Cashable
(redeemable)

1 year cashable after
30 or 90 days

Non-registered:

$5,000

Long Term GIC
(non-redeemable)

1-5 years

Non-registered:
RSP & TFSA:
RIF:

$5,000
$1,000
$10,000

High Interest Savings Account
(redeemable)

Open

(Nominee name and through FundSERV only)

$1,000


Marketing Materials


Home Trust and Home Bank GICs are eligible for the Canada Deposit Insurance Corporation (CDIC) coverage, up to applicable limits.

Need Help?

   Help


  Deposit Brokers
  (Home Trust)

  Phone: (416) 601-3009
  Toll Free: (855) 270-3629
  Email: deposits@hometrust.ca


  Oaken Customers
  Phone: (855) 625-3622
  Email: service@oaken.com