Bonita J. Then is interim President & Chief Executive Officer of Home Trust Company and also of its parent Home Capital Group Inc. She was appointed to this position on March 27, 2017.
Ms. Then is an experienced corporate executive who has been a member of the Home Capital Group board of directors since 2008. As a director, she has served as chair of the Risk and Capital Committee and vice chair of the Audit Committee.
Ms. Then is the retired President and Chief Executive Officer of Specialty Foods Limited, a U.S. based food company. Prior to joining Specialty Foods Limited, she was Chair of the Board and interim Chief Executive Officer for Humpty Dumpty Snack Foods Inc. Prior to 2006, she held several senior finance roles with companies such as Altamira Investment Services Inc., National Trustco Inc., Scott's Hospitality Inc., Central Guaranty Trustco Inc. and Shell Canada Limited. She holds a bachelor's degree in economics and an MBA in Finance from the University of Toronto and holds an ICD.D designation. From 1991 until 2014, she served on the Investment Advisory Committee for Nunavut Trust and also served on the board of the University of Toronto Asset Management Corporation from 2008 to 2011. Prior to 2005, Ms. Then served on the board of the Earlscourt Family Centre, GeniSystems.ca Services Inc., the Toronto Victoria Order of Nurses and was a member of the Ontario Premier's Technology Council.

Chris Ahlvik is Executive Vice President, Corporate Counsel and Corporate Secretary of Home Capital Group Inc. and Home Trust Company. He has a B.A. from the University of Toronto and an LL.B from Queen’s University. Mr. Ahlvik is member of the Ontario Bar, and has over 30 years of experience in the practice of law in the financial services industry, which includes acting as legal counsel for Confederation Life Insurance Company and as Vice-President, Corporate Law and Corporate Secretary for Manulife Financial Corporation. He has been legal counsel for Home Capital Group Inc. and Home Trust Company since 2006.

Pino Decina is Executive Vice President, Residential Mortgage Lending of Home Capital Group and its subsidiary, Home Trust. He graduated from York University with a Bachelor of the Arts in Economics, and as an Accredited Mortgage Professional is frequently invited to speak at mortgage industry events. Before joining Home Trust, he held a variety of senior positions with Citifinancial. His career with the Company began in 2003 as Senior Manager, Mortgage Underwriting, progressing to Vice President, Residential Mortgage Lending three years later. He was appointed to his current position in 2012.

John Harry is Executive Vice President, Commercial Lending. He graduated from the University of Toronto with a Bachelor of Commerce degree and is currently completing the Directors Program at the Rotman School of Management. He has a long career in management that has included senior positions with Scotiabank, Adelaide Capital, First National and Equitable Trust. He joined Home Trust in 2007 as Senior Vice President, Credit & Risk Management, and has overseen the Company’s commercial lending since 2009.

Dinah J. Henderson is Executive Vice President, Operations. She is a CPA, CGA with extensive experience in accountancy and operational management specifically in the financial services industry. She joined Home Trust in 1998 as Manager, Internal Audit and became Chief Accountant in 2005. She subsequently became Vice President of Finance in 2009 and then Vice President of Operations in 2011, assuming her current title in 2015. Prior to joining the Corporation she worked in public practice. She is responsible for overseeing the centralized operations and administration group with an emphasis on operational excellence.

Benjy Katchen is Executive Vice President, Deposits & Consumer Lending. He holds an HBA (Dean’s List) from the Richard Ivey School of Business and an MBA (with distinction) from INSEAD. He has nearly 20 years of experience in the financial services industry including roles as an entrepreneur, investment banker, executive and strategy consultant. In addition to his professional commitments, he is Chairman of the Board and President of The Hammer Band, From Violence to Violins—a charitable organization dedicated to providing children from at-risk neighbourhoods in the GTA with a music education that promotes self-esteem, empathy and tolerance.

Gregory Parker is Executive Vice President and Chief Risk Officer. Mr. Parker holds a BBA from Acadia University and a MBA from Dalhousie University, and is also enrolled in the Directors Education Program at the Rotman School of Management. He began his career as a Senior Trader with the Bank of Montreal and has held a variety of senior capital market positions with CIBC Wood Gundy, Security Pacific (now Bank of America), Deutsche Bank, among others. His last position before joining Home Trust was Director, Capital Markets Division, with the Office of the Superintendent of Financial Institutions. He became Treasurer on joining the Company in 2010 and was promoted to EVP & Chief Risk Officer in January of 2015. Mr. Parker also serves on the Board of Directors of PSiGate Inc.

Anthony Stilo is Senior Vice President, Internal Audit of Home Capital Group Inc. and its subsidiary, Home Trust Company. Mr. Stilo joined the Company in February 2016.
Prior to joining Home Trust Company, Mr. Stilo worked as the Managing Director, Internal Audit for Tangerine Bank for four years, and for MCAP as their Chief Audit Officer during the preceding ten years. He has also served more recently as chair of his provincial accounting association board during the unification of the accounting profession in Ontario.
Mr. Stilo holds an Honors Bachelor of Commerce from the University of Toronto, the fellowship accreditation from the Chartered Professional Accountants of Ontario, and an ICD.D from the Institute of Corporate Directors at the Rotman School of Management.


Jacqueline E. Beaurivage recently retired from the Ontario Teachers’ Pension Plan (OTPP) as Vice-President, Project Management Office, and Strategy. Prior to joining OTPP, Ms. Beaurivage was Senior Vice-President, at CIBC, including roles in Corporate Development, Internal Controls, and as head of the GTA Retail Banking salesforce. Previously, Ms. Beaurivage held executive positions in marketing and Retail Banking – and numerous positions in Corporate and Commercial Banking – with RBC. Ms. Beaurivage holds a BA from the University of Regina, MBA from McGill University, and the ICD.D designation, having completed the Director’s Education Program at the Rotman Business School, University of Toronto. Previous corporate director roles include: FirstCaribbean International Bank, CIBC West Indies Holdings, Inc., CIBC Securities Inc. (Board Chair), CIBC Suisse, CIBC Mortgage Corporation, CIBC Trust (President & CEO), St. Michael’s Hospital Board Foundation, and Mood Disorders Association of Ontario (Board Chair).

Robert J. Blowes was most recently Executive Vice President and Chief Financial Officer of Home Capital Group Inc. and its subsidiary Home Trust Company. Mr. Blowes served in this capacity from 2011 until his retirement from the Corporation on December 31, 2014. Mr. Blowes joined the Corporation in 2010 as Senior Vice President, Finance. Prior to joining the Corporation, Mr. Blowes was with Ernst & Young LLP, Chartered Accountants. He was a Partner in that Firm for 25 years and was part of the Financial Services Industry Group for over 10 years. Mr. Blowes’ client base included banking and trust companies, life, property and casualty insurance carriers, brokerages and other financial services. Mr. Blowes also served leading technology companies and has had extensive experience with reporting issuers. Mr. Blowes received his Chartered Accountant designation in 1977 and Certified Public Accountant (Illinois) designation in 2004. In 2013 he was elected a Fellow of the Ontario Institute of Chartered Accountants and CPA Ontario.

Brenda J. Eprile is Managing Director, Canada at Eprile & Company. Ms. Eprile’s business background includes running the risk consulting practice for the Canadian operations of a major global accounting, audit, tax and consultancy firm and creating a multi-million dollar regulatory consulting practice assisting financial services firms, public companies and regulators. Prior to her seventeen year consulting career, Ms. Eprile was a senior member of the Ontario Securities Commission as Chief of Staff (Executive Director), capping twelve years as a securities regulator including six years in the Office of the Chief Accountant (as Chief Accountant and Associate Chief Accountant) and two years in the Enforcement Branch. Ms. Eprile is a financial expert (Fellow Chartered Professional Accountant) and has received the Institute of Corporate Director’s designation (ICD.D). She holds a B.A. (Hons) from the University of Toronto and an MBA from York University. In 2013 Ms. Eprile served on a four person expert panel for the federal government (appointed by the Minister of Public Safety) focused on strengthening the integrity of Canada’s capital markets through more effective enforcement. Ms. Eprile also serves on other boards including the Board of Westport Innovations Inc. and is Chair of Westport’s Audit Committee, the Board of War Child Canada and is Chair of War Child’s Audit Committee and the Board of BBS Securities.

James E. Keohane is President and CEO of Healthcare of Ontario Pension Plan (HOOPP). As President and CEO, Mr. Keohane is responsible for the overall leadership and management of the organization, as well as for developing, implementing and overseeing – in consultation with HOOPP’s Board of Trustees – performance measurement programs, long-term strategies and annual work plans to ensure the organization meets the needs of Plan beneficiaries. After completing his Bachelor of Science degree at the University of Ottawa, Mr. Keohane obtained his MBA at Queen’s University. He is a Chartered Financial Analyst and has completed the Directors Education Program (Rotman School of Business) at the Institute of Corporate Directors. Mr. Keohane is Chair of the investment committee of Queen’s University, a member of the Board of Trustees of Queen’s University (effective June 1, 2016), and board member of the Canadian Coalition for Good Governance. Mr. Keohane was selected as a member of the Ontario Technical Advisory Panel on Retirement Income Security. He is also a volunteer with United Way Toronto and was a member of the 2015 and 2016 Campaign Cabinet.

Robert A. Mitchell is a Chartered Accountant and a former partner of Ernst & Young LLP. At Ernst & Young, Mr. Mitchell acted as auditor and advisor to significant clients in a broad cross-section of industries. He was also Ernst & Young’s Director of Services to the trust company industry. Mr. Mitchell currently serves on the board of Auravista Gold Corporation. He also served on the board of Orvana Minerals Corporation until his retirement effective February 2015. Mr. Mitchell has participated in numerous working groups in the investment management, securities dealer and trust company industries. Mr. Mitchell has a B.Comm. from the University of Toronto.

Kevin P. D. Smith currently serves as President and Chief Executive Officer of St. Joseph’s Health System, a large multi-site Academic Health Science Network which includes services spanning community-based to tertiary acute-care. Dr. Smith is also an Associate Professor in the Department of Medicine, Faculty of Health Sciences, McMaster University and is a frequent advisor to the Ontario government. Dr. Smith also participates in a number of provincial and national government bodies including serving as Chair of the Canada Foundation for Innovation (CFI), the Association of Canadian Academic Health Care Organizations, the Council of Academic Hospitals of Ontario, and the Change Foundation. Dr. Smith is also a board member of the Healthcare of Ontario Pension Plan – one of Canada’s best performing plans. Dr. Smith is a past Chair of the Ontario Hospital Association (OHA). Dr. Smith has a D.Phil. from Sussex University (U.K.), holds an ICD.D designation and has completed the Harvard Business School Corporate Board Effectiveness Program.

Alan Hibben has had a wide-ranging career in financial services, with specific experience in merger and acquisition advisory services, private equity and venture capital, trust company management, project and leveraged finance, and Eurobond sales and trading. Mr. Hibben retired as a Managing Director in the Mergers and Acquisitions Group of RBC Capital Markets in December of 2014. Previously, he held the position of Head, Strategy & Development at RBC Financial Group.
In this role, he was responsible for corporate strategy as well as merger, acquisition and development activities for the Bank.
He was also Chief Executive Officer, RBC Capital Partners, the private equity investment arm of RBC Financial Group. Prior to RBC, Mr. Hibben worked in senior roles at North American Trust Company, including serving as President from 1991 to 1993.
He led this 30-branch, 650-employee national trust company through a restructuring and sale after previous management had been relieved and market conditions had eliminated profitability. Mr. Hibben currently provides financing and strategic advice and expert witness services through his advisory and investment company, Shakerhill Partners Ltd. Since December 2014, he has been an advisor to the Province of Ontario on a number of files, including the Companies' Creditors Arrangement Act (CCAA) processes for Stelco and Algoma Steel.
He is also a director of HudBay Minerals Inc. (TSX and NYSE: HBM), Extendicare Inc. (TSX: EXE) and the Mount Sinai Hospital Foundation. He earned a B.Com. from the University of Toronto and is qualified as a Canadian CPA. He is also a CFA charter holder and an Institute Certified Director (ICD.D) of the Institute of Corporate Directors.

An actuary by training, Claude Lamoreux was the inaugural President & CEO of the Ontario Teachers' Pension Plan. From 1990 to his retirement in 2007, he oversaw Teachers' development into one of the world's leading pension plans with more than $100 billion in net assets, an innovative investment program, and outstanding services to more than 250,000 plan members. Prior to 1990, Claude spent 25 years as a senior financial executive with Metropolitan Life in Canada and the U.S., heading the company's operations in Canada from 1986 to 1990. In 2002, Claude co-founded the Canadian Coalition for Good Governance. He has served on many Boards and currently is on the Boards of Industrial-Alliance, Orbite Technologies, St. Michael's Hospital and the Investment Committee of La Fondation Chagnon. Claude holds a Bachelor of Arts from the Université de Montréal, a B.Comm. from Laval University, and honorary doctorates from Glendon College and HEC-Montréal. He is a Fellow of the Canadian Institute of Actuaries, the Society of Actuaries, and the Institute of Corporate Directors. He is also an Officer of the Order of Canada, Officer of the National Order of Québec and a member of the Order of Ontario.

Sharon Sallows is a professional director with public and private company experience, and considerable investment oversight background in Canada and internationally. She brings experience in lending and investment across a wide range of industry groups including real estate, infrastructure and natural resources. She has strong analytical and strategic skills with financial expertise, a proven track record in achieving organizational success in both acquisition and turnaround contexts and deep expertise in governance, compensation and human resource issues. Sharon is currently a trustee of Riocan Real Estate Investment Trust and Chartwell Retirement Residences. Previous directorships include Ontario Teachers' Pension Plan Board, USA REIT LLC, Executive Risk Services, Algoods Inc., Equivest Inc. and Maple Mortgage Trust. For 14 years, Sharon was a partner in Ryegate Capital Corporation, a company engaged in private sector merchant banking as well as the provision of financial and strategic advisory services to institutional and corporate clients. Earlier in her career, she was Executive Vice President, Finance for MICC Properties Inc. Previous to that, she was Senior Vice President, Real Estate, Corporate Banking, at Bank of Montreal. Sharon holds a Ph.D. from The Wharton School, University of Pennsylvania, a M.Sc. from The London School of Economics and a B.A. from Carleton University. She also holds an ICD. D designation.

Paul G. Haggis is a director and executive with deep experience in financial services and management of large financial organizations, having served as CEO of Alberta Treasury Branches and of two of Canada's largest pension funds. Paul was President and CEO of OMERS, one of Canada's largest pension funds from 2003 to 2007. Prior to that, he was interim CEO of The Public Sector Pension Investment Board (PSPIB), and served as a director from April 2000 to August 2003. Earlier in his career, Paul held a number of executive roles, including Executive Vice President, Business Development and Chief Credit Officer at Manulife Financial and CEO of Princeton Developments Ltd. Paul is a member of a number of Boards. He is currently Chairman of the Alberta Enterprise Corporation and a director of Advantage Energy of Calgary and Pure Industrial REIT. In addition Paul served as Chairman of Canadian Pacific Railway from 2012 to 2014, and retired as a director of Canadian Pacific in May of 2015. Paul was also a member of the Canadian Forces. Commissioned into the Air Force Reserve in February of 1971, he served in various capacities before retiring as Honorary Colonel of 435 Transport Squadron in 1997. Paul is a graduate of the University of Western Ontario. Paul is also certified as a Chartered Director (C. Dir) through the Directors College at McMaster University.

Bonita J. Then is the retired President and Chief Executive Officer of Speciality Foods Limited, a U.S. based food company. Prior to joining Speciality Foods Limited, Ms. Then was Chair of the Board and interim Chief Executive Officer for Humpty Dumpty Snack Foods Inc. Prior to 2006, Ms. Then held several senior finance roles with companies such as Altamira Investment Services Inc., National Trustco Inc., Scott’s Hospitality Inc., Central Guaranty Trustco Inc. and Shell Canada Limited. Ms. Then holds a bachelor’s degree in economics and an MBA in Finance from the University of Toronto and holds an ICD.D designation. From 1991 until 2014, Ms. Then served on the Investment Advisory Committee for Nunavut Trust and also served on the board of the University of Toronto Asset Management Corporation from 2008 to 2011. Prior to 2005, Ms. Then served on the board of the Earlscourt Family Centre, GeniSystems.ca Services Inc., the Toronto Victoria Order of Nurses and was a member of the Ontario Premier’s Technology Council.

William J. Walker is a partner at Gowling WLG Hamilton Office. Mr. Walker has practised for 35 years in the area of banking, mortgage, real estate and insolvency law, with emphasis on the rights and remedies of mortgage lenders and the workout of mortgage loan portfolios. A frequent contributor of articles to various professional journals, Mr. Walker's writing focuses on mortgage remedy and power of sale issues. He has also written on the topic of alternative billing strategies for the legal profession. Most recently, he has co-authored a paper with a lawyer at the Federal Department of Justice on CRA Deemed Trust claims and how they affect mortgage lenders. Mr. Walker frequently speaks at the Canadian Bar Association, the Law Society of Upper Canada, and Canada Mortgage and Housing Corporation. Mr. Walker is a member of the Board of St. Joseph's Health Care Foundation and actively supports charitable organizations such as the Ancaster Society for the Performing Arts and Neighbour to Neighbour. Mr. Walker received his B.A. from Queen's University in 1972 and his LL.B. in 1976. He was called to the Ontario Bar in 1978.

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Home Capital Group Inc.

Home Capital Group

Home Trust is a federally regulated trust company and a wholly owned subsidiary of Home Capital Group Inc., a publicly held company that trades on the TSX under the symbol HCG.