Our Story

Home Trust Company is one of Canada’s leading trust companies.

We offer Canadians a wide range of financial product and service alternatives, including mortgages, Visa cards, deposits and retail credit services. We focus primarily on a unique segment of the Canadian marketplace: consumers who do not have traditional credit backgrounds and whose specific needs are not met by larger financial institutions. We cater to self-employed entrepreneurs, people with past credit issues and borrowers with equity in their property who do not qualify due to lack of provable income or little credit history.

Home Trust is a federally regulated trust company carrying on business across Canada. Originally incorporated in Ontario in 1977 as Home Savings and Loan Corporation, the Company was continued under the Trust and Loan Companies Act (Canada)on March 9, 2000. In October 2015, CFF Bank was welcomed to the Home Trust family and renamed Home Bank in August 2016. Both Home Trust Company and Home Bank are separate members of the Canada Deposit Insurance Corporation. Home Trust is a member of VISA Canada.

With offices across the country from Halifax to Vancouver, and our head office in downtown Toronto, we are able to offer Canadians the alternative financial solutions they need. Whether it’s helping you to buy your first home, consolidate higher-interest loans and credit cards to save you money, or renovate your dream house, we’ve got the flexible alternative solutions to help you meet your goals.

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Home Capital Group Inc.

Home Capital Group

Home Trust is a federally regulated trust company and a wholly owned subsidiary of Home Capital Group Inc., a publicly held company that trades on the TSX under the symbol HCG.