Home Trust Equityline Visa Card Referral Program

The Home Trust Equityline Visa (ELV) allows you to take advantage of the equity in your home to secure up to $100,000 in available Visa credit to complete that home renovation, debt consolidation, child's education or any other investments on your bucket list. With rates between 5.99% and 11.99% depending on property value and borrower's credit, you'll have low monthly payments significantly below most other credit cards.

Whatever your goals, the Home Trust ELV revolving credit is a low-cost, flexible way of achieving them. It offers all the advantages of a Visa credit card, with the ultimate in convenience - and more. In addition, you'll earn 1% CashBack on all of your purchases, and you'll never incur foreign currency conversion surcharges when using your Home Trust ELV while travelling abroad.

How the Equityline Visa Referral Program works:

  1. Review, complete and print the Referral Program Membership Form & Service Agreement, which is available here. Adobe Acrobat Reader is required to view and print some of the following documents.

  2. Fax the completed form to 416-360-8909 or 1-877-989-9979, or mail it to:


    Home Trust
    Attn: Credit Card Operations
    145 King Street West, Suite 2300
    Toronto, ON M5H 1J8

    Home Trust will confirm your referral code by phone or email.

  3. On a monthly basis, Home Trust pays our referral partner 1% of the total ELV credit limit for each approved and funded Equityline Visa application that has their referral code on it.

Home Trust Preferred Visa Card Referral Program

The Home Trust Preferred Visa carries a range of benefits that can make your life easier and save you money. Unlike many rewards cards, the Preferred Visa has no annual fee and enables you to earn 1% CashBack on all purchases with no limits to how much you can earn so your rewards can add up fast. In addition to the benefits that you get just for being a Home Trust Visa cardholder, you'll automatically get the Home Trust Roadside Assist coverage, at no extra charge. With up to 4 service calls per year and the first 5km of a tow on us no matter where you are in North America, you may no longer need to pay for any other roadside membership.

Travel outside of Canada? Use the Preferred Visa without hesitation on any purchase you make while on your trip. You'll never incur any additional charges on foreign exchange conversion over and above the exchange rate set by Visa International.

How the Preferred Visa Referral Program works:

  1. Review, complete and print the Referral Program Membership Form & Service Agreement, which is available here. Adobe Acrobat Reader is required to view and print some of the following documents.

  2. Fax the completed form to 416-360-8909 or 1-877-989-9979, or mail it to:


    Home Trust
    Attn: Credit Card Operations
    145 King Street West, Suite 2300
    Toronto, ON M5H 1J8

    Home Trust will confirm your referral code by phone or email.

  3. On a monthly basis, Home Trust will pay our referral partner $50 for each approved Preferred Visa application that has the partner’s referral code appended to the bottom right corner.

Home Trust Secured Visa Card Referral Program

The Home Trust Secured Visa Card helps customers establish or re-establish their credit even if they had credit difficulties in the past or if they have no credit history. It's an excellent opportunity for students, new comers to Canada and past bankrupts.

The Home Trust Secured Visa Card requires applicants to "secure" the Visa card by submitting a deposit equal to the credit limit of the card ($500 - $10,000) with the application. The account is insured by the Canadian Deposit Insurance Corporation (CDIC) (1-800-461-2342). When the cardholder closes their account, their deposit is returned to them once all outstanding payments are made.

How the Secured Visa Referral Program works:

  1. Review, complete and print the Referral Program Membership Form & Service Agreement, which is available here. Adobe Acrobat Reader is required to view and print some of the following documents.

  2. Fax the completed form to 416-360-8909 or 1-877-989-9979, or mail it to:


    Home Trust
    Attn: Credit Card Operations
    145 King Street West, Suite 2300
    Toronto, ON M5H 1J8

    Home Trust will confirm your referral code by phone or email.

  3. On a monthly basis, Home Trust pays our referral partner $35 for each approved Secured Visa application that has their referral code on it.

Home Trust Visa Online

Canadian Secured Visa Credit cards

Manage your Visa account easily and securely - anywhere, anytime, 24/7. Get your balance, view your transactions, and even make account payments online. It's convenient, fast and FREE!

Online Security

Verified by Visa

Register your Home Trust Visa Card with Verified by Visa* and get greater protection against unauthorized use of your Visa card for online purchases.

Purchase Security


Insures most items purchased with you Home Trust Visa Card against theft or damages for 90 days from the date of purchase.

To find out more call 1-877-686-7677 or download insurance certificate for full coverage detail.*