Home Trust Secured Visa Card Referral Program

The Home Trust Secured Visa Card helps your clients establish or re-establish their credit even if they had credit difficulties in the past or if they have no credit history. It's an excellent opportunity for students, new comers to Canada and past bankrupts.

The Home Trust Secured Visa Card requires applicants to "secure" the Visa card by submitting a deposit equal to the credit limit of the card ($500 - $10,000) with the application. The account is insured by the Canadian Deposit Insurance Corporation (CDIC) (1-800-461-2342). When the cardholder closes their account, their deposit is returned to them once all outstanding payments are made.

The Home Trust Secured Visa Card Referral program

A key part of the success of the Secured Visa Card is the Home Trust Visa Referral Program. Brokers registered in the program receive a referral code that must be placed in the bottom right corner of every application. For every approved application, referrers are paid $35. Referral fees are paid monthly.

How it works:

  1. Review, complete and print the Referral Program Membership Form & Service Agreement.
    Adobe Acrobat Reader is required to view and print some of the following documents. It can be obtained free of charge here
  2. Fax the completed form to 416-360-8909 or 1-877-989-9979,
    or mail it to:


    Home Trust
    Attn: Secured Visa Department
    145 King Street West, Suite 2300
    Toronto, ON M5H 1J8

    Home Trust will confirm your referral code by phone or email.
  3. On a monthly basis, Home Trust pays referral sources $35.00 for each approved Secured Visa application that has their referral code on it.


Home Trust Visa Online

Canadian Secured Visa Credit cards

Manage your Visa account easily and securely - anywhere, anytime, 24/7. Get your balance, view your transactions, and even make account payments online. It’s convenient, fast and FREE!

Online Security

Verified by Visa

Register your Home Trust Visa Card with Verified by Visa* and get greater protection against unauthorized use of your Visa card for online purchases.

Purchase Security


Insures most items purchased with you Home Trust Visa Card against theft or damages for 90 days from the date of purchase.

To find out more call 1-877-686-7677 or download insurance certificate for full coverage detail.*