The Home Trust Secured Visa Card helps your clients establish or re-establish their credit even if they had credit difficulties in the past or if they have no credit history. It's an excellent opportunity for students, new comers to Canada and past bankrupts.
The Home Trust Secured Visa Card requires applicants to "secure" the Visa card by submitting a deposit equal to the credit limit of the card ($500 - $10,000) with the application. The account is insured by the Canadian Deposit Insurance Corporation (CDIC) (1-800-461-2342). When the cardholder closes their account, their deposit is returned to them once all outstanding payments are made.
A key part of the success of the Secured Visa Card is the Home Trust Visa Referral Program. Brokers registered in the program receive a referral code that must be placed in the bottom right corner of every application. For every approved application, referrers are paid $35. Referral fees are paid monthly.
How it works:
Manage your Visa account easily and securely - anywhere, anytime, 24/7. Get your balance, view your transactions, and even make account payments online. Itâ€™s convenient, fast and FREE!
Register your Home Trust Visa Card with Verified by Visa* and get greater protection against unauthorized use of your Visa card for online purchases.
Insures most items purchased with you Home Trust Visa Card against theft or damages for 90 days from the date of purchase.
To find out more call 1-877-686-7677 or download insurance certificate for full coverage detail.*
* Purchase Security insurance is underwritten by Royal Sun & Alliance Company of Canada