A Secure Way To Grow Your Savings
We provide a range of Guaranteed Investment Certificates (GICs) for both personal and commercial needs, offering guaranteed returns and competitive rates. In addition, each deposit is available through either Home Trust Company or Home Bank, both of which are separate members of the Canada Deposit Insurance Corporation (CDIC).
| Product | Term | Plan Availability | Minimum Deposits |
| Short Term GIC (non-redeemable) |
Non-registered: 30-365 days RSP: 90-365 days |
Non-registered: RSP: |
$1,000 $1,000 |
| 1 Year Cashable (redeemable) |
1 year cashable after 30 or 90 days |
Non-registered: | $1,000 |
| Long Term GIC (non-redeemable) |
1-5 years | Non-registered: RSP & TFSA: RIF: |
$1,000 $1,000 $10,000 |
Product Information
Home Trust Company and Home Bank GICs are eligible for the Canada Deposit Insurance Corporation (CDIC) coverage, up to applicable limits.