There’s more to the story,
than just a credit score.



Real people have real stories


Life is made up of a series of events and many are joyous occasions to celebrate. A great job offer after completing years of study, the birth of a new child, even purchasing your first home are all moments to cherish.

But life also means some things happen that are simply beyond our control. A prolonged illness, or an extended period of unemployment can all lead to personal and economic turmoil. For all your clients facing difficult situations like these, together, we can help provide customized solutions to get them back on track.

Together, we can help →

A number doesn’t tell the whole story


A Beacon score is a snapshot of a person’s current financial picture. It does not provide an explanation of the events that may have affected your client’s score. For those clients with past credit issues, this can be a serious concern as it also fails to offer insights into the efforts your client is making to address these issues.

Together, we can adopt a new approach that takes into account the true needs of your client, By digging deeper to get the full story for the lower Beacon score, we can uncover other factors to help support your client’s application. Home Trust will consider factors that many other lenders may not recognize such as your client’s overall net worth, other possible sources of income, and even the property itself.

Let’s partner to help these deserving Canadians by listening to their whole story.

Meet Sharon

Divorced
Beacon Score: 500

Read her story  →

Meet Johnson

Business for Self
Beacon Score: 580

Read his story  →

Meet Matthew

New Career
Beacon Score: 500

Read his story  →

Find out more about our solutions


Classic Mortgage Product Sheet

Equityline Visa Product Sheet

Accelerator Mortgage Product Sheet

Learning Center


Guide to Structuring Alternative Deals

Changing the Bruised Credit Conversation

Flipbook

*Only available with Flash. If you are unable to view this flipbook, click here for the pdf.

Home Happens Here

Home Trust was founded on a mission to provide lending services to those underserved by Canada’s banking system. More than thirty years later, the need for our unique approach to lending is as critical today as it was way back then.

Staying true to this vision has helped Home Trust become a leader in alternative financing in Canada. Together with our broker partners, we are committed to ensuring that all deserving Canadians have the opportunity to realize their home ownership goals.

Let’s start talking

Contact your Business Development Manager to learn more about how we can partner to provide the right solutions.

#HomeHappensHere

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