Beacon Score: 580
Income: $245,000
Occupation: Self-employed Plumber
Property location: GVA
Property Value: $1.2 Million
TDS: 65%
Johnson is an experienced plumber who owns his own business. Due to a recent family emergency overseas, he overextended his credit and needed to consolidate high interest rate debts.

While working with Johnson, his broker learned he had potential rental income from a basement apartment that could help with his application.

With all this information available for review in his file, Home Trust approved the application. Thanks largely to the additional efforts from their broker Johnson will soon be back on track.
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