Purchasing Your Property
Home Trust provides a full range of mortgage options for many types of property purchases including single-family dwellings, condominiums, duplexes, triplexes, store and apartment and rental properties.
Depending on the mortgage product, your property type and your location, we lend up to 80% of the value of your property. For example, if your property is appraised at $300,000, your maximum mortgage amount would be $240,000 ($300,000 x 80%) less any existing secured debts.
The term of your mortgage can be 1 to 5 years, with amortization periods up to 30 years. We also offer you flexible repayment options, including the option of paying down a lump sum of up to 20% of your principal each year on your anniversary, so you can be mortgage-free faster.
We’re committed to doing everything we can to make your mortgage experience as stress-free as possible. We evaluate every mortgage application individually to determine the appropriate pricing and we will always give the best possible rate.